
How do I use a loan to consolidate debt?,What is the difference between a loan and a line of credit?,What are the benefits of an unsecured personal loan?,How do you decide if I qualify for a personal loan?,Love earning cash back and hate paying transaction fees? Bring the best of both worlds to your wallet.,1Rates: To get a Personal Loan (“Loan”) with the Annual Percentage Rate (APR) shown, you must reside in MA, MD, RI, CT, NH, NJ, PA, NY,DE, ME, VT, or DC, meet our highest credit standards, and use automatic payment (ePay) from any Santander Bank N.A. checking account.
Fixed loan APRs (with ePay) range from 6.99% to 16.99%, depending on your creditworthiness. The minimum Loan amount is $5,000 and the maximum is $50,000.
The APR on the Loan will increase by 0.25 percentage points and the payment will increase, if ePay is not elected or is discontinued. APRs and other terms are accurate as of 10/01/2018 and may change thereafter. A Santander checking account is not required to qualify for a Loan, but use of ePay from a Santander checking account will result in an interest rate discount.
Personal Loans cannot be used to finance post-secondary educational expenses. Loan accounts are subject to approval.,▲▲▲Santander® Ultimate Cash Back® Annual Percentage Rates (APRs) and Fees: 3% introductory Annual Percentage Rate (APR) for 12 billing cycles on balance transfers made within 90 days of opening your account.
After the introductory period, a variable APR for balance transfers from 16.74% to 25.74% based on the Prime Rate and your creditworthiness. There is no grace period on Balance Transfers. This means that, unless your Purchase APR is at a promotional 0% APR, you will pay interest on new purchases from the date made if you take a Balance Transfer offer and do not pay all statement balances, including the Balance Transfer, in full by the Payment Due Date.
Balance Transfers may not be used to pay off or pay down any account issued by Santander Bank, N.A. or another institution’s loan balances or card balances if they do not accept our electronic payments, and are subject to credit availability.
Variable APR for purchases from 16.74% to 25.74% based on the Prime Rate and your creditworthiness when you open your account.
Cash advance APR of 27.24%. Minimum finance charge of $1.50.
Loss of any introductory or promotional rate, if any, may apply indefinitely to your account if you miss or make a late payment or otherwise default. There are no Annual, Balance Transfer, Cash Advance, Foreign Transaction, or Returned Payment fees.payday loans in kenosha wi
Finance charges still apply.
Each time we do not receive the Minimum Payment Due in full by the Payment Due Date, we will charge you a Late Fee of $25 for the first late fee in a 6-month period and a $35 fee for each late payment until there are 6 consecutive months with no late payments.,Use the handy calculators below to determine how much your loan payments will be and if you should consolidate your debt: .rTable{display:table,width:100%,margin:0 auto} .rTableRow{display:table-row} .rTableHeading{display:table-header-group} .rTableBody{display:table-row-group} .rTableCell{display:table-cell,width:15%,padding-right:3%,vertical-align: middle,} .rTableCell2{display:table-cell,width:60%,padding-right:3%,font-weight:bold,font-size:1.8em,line-height:1.2em,vertical-align:middle},InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' How do I use a loan to consolidate debt?,A personal loan is a great option to consolidate multiple debts into a single monthly payment.
First select all your debts that may have a higher interest rate than our Personal Loan. Then apply for the total sum, letting us know all the debts you would like to consolidate into your loan. Once you are approved, the Personal Loan funds can be used to consolidate your higher interest debts. Top InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' How long can I borrow the money for?,InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' What is the difference between a loan and a line of credit?,InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' What are the benefits of an unsecured personal loan?,InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' How do you decide if I qualify for a personal loan?,InformacionGeneral','mtype':'LRGrouperAgrupacion','category':'ContentTypeSubtype','uv':'WLR_links_07'}' How is a Santander Personal Loan difference from credit card debt?,strong {font-family: 'openBold',sans-serif, font-weight:bold,} ▲▲▲Santander® Ultimate Cash Back® Annual Percentage Rates (APRs) and Fees: 3% introductory Annual Percentage Rate (APR) for 12 billing cycles on balance transfers made within 90 days of opening your account.
After the introductory period, a variable APR for balance transfers from 16.74% to 25.74% based on the Prime Rate and your creditworthiness.
There is no grace period on Balance Transfers. This means that, unless your Purchase APR is at a promotional 0% APR, you will pay interest on new purchases from the date made if you take a Balance Transfer offer and do not pay all statement balances, including the Balance Transfer, in full by the Payment Due Date. Balance Transfers may not be used to pay off or pay down any account issued by Santander Bank, N.A. or another institution’s loan balances or card balances if they do not accept our electronic payments, and are subject to credit availability. Variable APR for purchases from 16.74% to 25.74% based on the Prime Rate and your creditworthiness when you open your account. Cash advance APR of 27.24%.
Minimum finance charge of $1.50. Loss of any introductory or promotional rate, if any, may apply indefinitely to your account if you miss or make a late payment or otherwise default. There are no Annual, Balance Transfer, Cash Advance, Foreign Transaction, or Returned Payment fees.
Finance charges still apply.
Each time we do not receive the Minimum Payment Due in full by the Payment Due Date, we will charge you a Late Fee of $25 for the first late fee in a 6-month period and a $35 fee for each late payment until there are 6 consecutive months with no late payments.
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