Payday loans kansas city kansas - West Milford

Verified Reviewer Original review: Nov. 29, 2018I find myself in a tight spot following my divorce. I needed a small installment loan.
These types of loans are extremely expensive, but I found Ace's fees to be less than similar loan companies.

I would prefer to use Ace if I needed one again.
The only problem I had was verifying my bank account because of my name change. I had one loan, paid it off quickly, and applied for a second. No problems the first time, but I ran into problems the second time even though everything was the same.

To everyone saying they contacted you, there are scammers out there using the names of Ace, Speedy Cash, CashNetUSA and others to get your information.
Don't call those numbers or respond to those requests. Go to the company's website directly and contact them directly.,It is all fraudulent if you ask me and it amazes me how they can breach their own contract and be at a complete disregard for the customer in concern trying to exercise their right to be informed of such fraudulent activity thus this review and many more to come.
It isn't slander when it's true, And this is only the beginning, I paid that loan off today but won't rest until someone is held accountable for this unacceptable fraudulent activity is put to an end, and will never even think of using this place again much less refer anyone to them to get to the same treatment!! Am seeking to get this franchise into the trouble they seem to get themselves into I have the transcripts to prove it and I aim to do so starting with the BBB.

I ADVISE EVERYONE NOT TO USE Ace Cash Express, SINCERELY. P.S.
I'D GIVE NO STARS IF I COULD!!!

And that too is an understatement...,I wanted to believe in this and he kept telling me to trust them one more time. Anyway, the total amount I am out is $1400, never did receive the loan, the money I put into it, and now when I call Stanley is no longer working there. I sent e-mail to the president of ACE and supposedly they have found out there is a scam company using their letterhead, etc. I am probably never going to see my $1400 and will have to file bankruptcy because I am in even more debt and in a deeper hole.
I have learned a very expensive lesson never ever give money to get money.,After getting the cards and sending them the numbers, they said that it didn't bring my score up high enough and that I had to do it again.

Three times over three days they deposited money and had me get cards and send the money back. After the third time I asked when I was going to get my loan.
Had no response! I checked my bank account and it showed that I had $-713 in my account.

They scammed me and stole my money!
Don't believe what they tell you! Don't give out your banking information!

Don't be trusting like I was! Now I'm dealing with all kinds of problems.
Had to file a police report and now have to cancel my bank account and open a new one. And being out hundreds of dollars along with the whole reasons I needed the loan in the first place! If they want you to purchase cards at a store weather with their money or yours, it's a scam!,I went back to ** and told her my bank did give me the whole $200. I asked her if maybe if I dropped it the man behind me might have picked it up.

I know I did not drop any money.
I asked her if she can look at the camera to see and she said there is no camera there. She could not tell me anything because she really doesn't know.

Then I went back to take a loan out for $300. She counted it to me but when I got home I counted the money and I was missing $20. I called ** and told her but she said no that she had counted the money in front of me.,He said how much of a loan was I looking for, I said, 'Well what was I approved for,' the amounts were very vague, he said $2000.00. for $183.00 a month.payday loans cheyenne wy
I said, 'Ok, how soon can I get it into my account?' He said within a couple of hours. I said, 'Ok, email me the paperwork and let's go.' He said, 'Well, I need your debit card number.' I laughed and said, 'Umm, not a chance.' He said he needed to verify that the Chase Bank account was in fact mine and due to fraud, they had to make sure I wasn't taking out a loan in someone else's name.

I explained that due to FRAUD, I would never give out my debit card number. He told me that I can call and cancel the card, or withdraw all the money from the bank account and he would deposit $500.00 into my account and all I had to do was send it back to him to verify that I have access to the account.,I said, 'All you have to do is call my bank and verify my account!' He said he will never call my bank or my work line and then asked for just the last 4 of my debit card. I said nope. During this time I was reading reviews about how much they scam people and he said 'well, all those reviews are bad.' I said, 'Yea, you are a scammer!' He said he would wait till I was done reading so we could continue processing the loan.

I said I don't want a loan from him and if he messes with my account I'm calling the cops and hung up. I've never had a loan company ask for my debit card before receiving funds OR want me to return a deposit to verify my account. Are you INSANE?,June 13, 2018 Ace Cash Express response Hello Jennifer, Thank you for your feedback.
We apologize for your poor experience with ACE and want to better assist you. In order to accurately review and address your issue, we will need some additional information from you.

Please contact us at customerservice@acecashexpress.com with your name and contact information, and someone will get back to you as soon as possible.
Thank you!,June 7, 2018 Ace Cash Express response Hello,Fraudulent emails from individuals claiming to be from ACE Cash Express may be threatening in nature, demand payment for unpaid debts, mention legal action, jail time, and action taken regarding your SSN. These are fraudulent attempts to solicit money, and they are NOT from ACE Cash Express.
If you are unsure if an email is from ACE Cash Express, please forward it to customerservice@acecashexpress.com, with your contact information, and we will contact you as soon as possible. Thank you!,She ASSURED me that I would not be penalized for their mistake and my account would not show as if I had paid late. I reapplied for the loan and got a adverse reaction saying I had POOR LOAN PERFORMANCE.

I have always paid on time and this is ridiculous. Call in to finally get a manager after three calls for this guy named Gary to say there is nothing he can do and try in store. All of two minutes on the phone and that's all he had to say. No compensation no way to correct or clear my account or anything.
This company is a joke. And now I see they are not even accredited so if you were hoping to get your credit score up with this loan you are wasting your time.,May 21, 2018 Ace Cash Express response Hello Precious, Thank you for your feedback.

We apologize for your poor experience with ACE and want to better assist you. In order to accurately review and address your issue, we will need some additional information from you.
Please contact us at customerservice@acecashexpress.com with your name and contact information, and someone will get back to you as soon as possible. Thank you!,April 30, 2018 Ace Cash Express response Hello,Fraudulent emails from individuals claiming to be from ACE Cash Express may be threatening in nature, demand payment for unpaid debts, mention legal action, jail time, and action taken regarding your SSN.
These are fraudulent attempts to solicit money, and they are NOT from ACE Cash Express. If you are unsure if an email is from ACE Cash Express, please forward it to customerservice@acecashexpress.com, with your contact information, and we will contact you as soon as possible.

Thank you!,They are being unruly, they did not ask for consent to do a Hard Inquiry which is a requirement, the loan would have been secured via ACH should I have taken it. They will ruin your financial life for 2 years.
Imagine going to a bank for a car loan and they see on the traditional 3 major credit bureaus that a payday lender is listed as an inquiry, which is unheard of when it comes to payday lending and small dollar loans, the bank will laugh you out the door. ACE Cash is not an accredited business and gets security from ACH or debit cards as a payday loan lender.,Again there was no consent to do a hard pull from the 3 credit bureaus. They have also without permission pulled money out of my bank account and I have no business with them!

STAY AWAY! They need to remove these hard inquiries from my credit files.
I do not agree to them. I canceled the loan prior to signing it up, I went to the storefront whom the Manager Shirley? or Cheryl? in Kansas City, KS Stated that ACE cash has never done hard pulls on one's credit file.

But they have done so. I will be writing the Texas Attorney General and possibly suing for financial damages.
For anyone who got hit with a hard inquiry without consent I suggest contacting the CFSA, the CFPB, lodging a complaint with The Fair Credit Reporting Act under 15 U.S.C. § 1681.,April 11, 2018 Ace Cash Express response Hello Crisandra, Thank you for your feedback.

We apologize for your poor experience with ACE and want to better assist you. In order to accurately review and address your issue, we will need some additional information from you. Please contact us at customerservice@acecashexpress.com with your name and contact information, and someone will get back to you as soon as possible.
Thank you!

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